About Us

Free Finance is a personal finance blog that provides financial advice on investing, budgeting, mortgage, insurance, and more.

What Is Personal Finance?

Personal finance is a term that covers managing your money as well as saving and investing. It encompasses budgeting, banking, insurancemortgages, investments, retirement planning, and tax and estate planning. The term often refers to the entire industry that provides financial services to individuals and households and advises them about financial and investment opportunities.

Personal finance is about meeting personal financial goals, whether it’s having enough for short-term financial needs, planning for retirement, or saving for your child’s college education. It all depends on your income, expenses, living requirements, and individual goals and desires—and coming up with a plan to fulfill those needs within your financial constraints. To make the most of your income and savings, it’s important to become financially literate, so you can distinguish between good and bad advice and make smart decisions.

We understand the struggle; we’ve been there.

Free Finance has everything you need to know about money, written by real people who’ve been there. This site was founded in 2021 by Yaks Baker.

If you’re in over your head too, we can help!

Maybe you’re here because after you pay to rent and buy groceries, you struggle to save anything at the end of the month.

Maybe you think you should start building credit—but you’re afraid to apply for a credit card.

Or you’re looking to buy a new car or your first house, and you don’t really know where to start.

Regardless of what brought you here, you’re in the right place. And you’re not alone. Young people are struggling right now, and mostly for reasons outside their control. We’re here to help you take back some of that control.